REFUND POLICY
Financial Freedom for Creatives
We stand by this product with 100% confidence and we want you to be 100% satisfied with it. That’s why we provide you a 30 day window to dive into the course. If you put in an honest effort and send us your completed coursework (however much you complete), we’ll happily refund the money you’ve paid us under this Agreement, less any external fees subject to the following conditions:
Course Duration. Financial Freedom for Creatives is a 12-month program. Please do not enroll in Financial Freedom for Creatives Club if you just want to “check it out.” We put an extraordinary amount of time and effort into this Program, and we expect you to do the same.
Deadline to Apply for Refund. To be eligible for a refund, you must submit your cancellation request by January 31, 2024. NO EXCEPTIONS. To request a refund, email support@financialfreedomforcreatives.com.
Completed Course Work. We’ll ask for your completed course work (to make sure you gave it a go) and ask what didn’t work for you (so we can learn and improve).
Company Discretion. After you submit your materials, all refunds are within the Company’s sole discretion as to whether to grant or deny the refund request.
INTELLECTUAL PROPERTY
Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, rent, lease, loan, translate, sell, create derivative works of, exploit, or distribute in any manner or medium (including by email or other electronic means) any of the content, recordings, methods or other materials related to this course.
RELEASE
By purchasing Financial Freedom for Creatives, you hereby grant permission to Katy Chen Mazzara and her company 168 Media Inc. at www.katychenmazzara.com and www.FinancialFreedomforCreatives.com, the right of my image, invade or still, and of the likeness and sound of my voice as recorded on audio or video tape without payment or any other consideration. You understand that my image may be edited, copied, exhibited, published or distributed and waive the right to inspect or approve the finished product wherein my likeness appears.
Additionally, you waive any rights to royalties or other compensation arising or related to the use of my image or recording. You also understand that this material may be used in diverse educational settings within an unrestricted geographic area.
Photographic, audio or video recordings may be used for ANY USE which may include but is not limited to: Presentations, Courses, Online / Internet videos, Media, News or Press, Promotions or online advertising
By purchasing this program, you understand this permission signifies that photographic, video or audio recordings of me may be electronically displayed via the internet or in the public educational setting. You will be consulted about the use of the photographs, video or audio recordings for any purpose other than those listed above. There is no limit on the validity of this release nor is there any geographic limitation on where these materials may be distributed.
This release applies to photographic, audio, or video recordings collected as part of the Financial Freedom for Creatives Club hosted by Katy Chen Mazzara and her parent company, 168 Media Inc.
By purchasing this program, you acknowledge that you have completely read and fully understand the above release and agree to be bound thereby. You hereby release any and all claims against any person or organization utilizing this material for educational or promotional purposes.
DISCLAIMER
Nature of Coaching Relationship.
You understand that financial wellness coaching is not a substitute for counseling, psychotherapy, mental health care, or substance abuse treatment, and will not be used in place of any form of therapy. You understand that Katy Chen Mazzara and her coaches do not claim to be licensed medical or mental health professionals of any kind. You also understand that financial wellness coaching is not a substitute for professional advice by legal, medical, tax, business, investment or other qualified professionals. You are responsible for seeking independent professional guidance in these specialized areas.
With respect to financial wellness coaching services, you acknowledge that:
You are free at all times to accept or reject any recommendation, and that you have the sole authority with regard to the implementation, acceptance, or rejection of any recommendation or advice from the COACH; and,
recommendations (such as estate planning, retirement planning, taxes, insurance, etc.) may be discussed and/or implemented, at your sole discretion, with the corresponding professional adviser(s) (i.e. broker, accountant, attorney, insurance agent, etc.) of your choosing; and,
You have the sole responsibility to notify COACH if there is a change in your financial situation or investment objective(s) for the purpose of reviewing, evaluating, and/or revising the COACH’s previous recommendations and/or services and/or to address new planning or consulting matters.
Assumption of Risks
You understand that participating in financial wellness coaching entails risks and challenges associated with an intensive program of personal development, including, by way of example, physical, mental or emotional distress that may accompany significant life changes. By signing this Agreement, you freely and voluntarily assume the risks arising from your participation in financial wellness coaching (including risks that cannot be foreseen at this time such as recommendations subject to various market, currency, economic, political and business risks). You take full responsibility for your personal health and wellbeing, Your actions and decisions, and your personal care during the coaching engagement and thereafter. COACH does not guarantee the future performance of any accounts set up by you.
No Guaranteed Outcomes
You understand that financial wellness coaching outcomes can be subjective and can vary greatly depending upon individual circumstances and individual effort invested in the financial wellness coaching process. COACH does not guarantee that you will take any specific action and does not offer any guarantee of success. As such, you understand that COACH makes no guarantee, representation or warranty of any nature or kind that coaching will be effective or will result in any particular outcome. CLIENT agrees that you will not hold COACH or 168 MEDIA INC. responsible, in whole or in part, for any result that you do or do not achieve.
Waiver and Release of Liability
You, your heirs, next of kin, family members, estate, beneficiaries, executors, administrators and representatives, hereby WAIVES, RELEASES AND FOREVER DISCHARGES COACH in her individual capacity, and each of 168 MEDIA INC.’s shareholders, officers, directors, employees, agents, successors, beneficiaries and assigns (collectively, “168 Media Inc.”) from and against any and all claims, demands, losses, liabilities, damages and causes of action of any nature or kind that you have or may in the future have arising out of or in connection with your participation in coaching or any other educational programs or services or any advice, information, suggestion, or recommendation that you receive in connection therewith, including without limitation travel or activities at In Person type retreat coaching sessions, whether such claims arise from negligence, breach of any duty imposed by law, mistake or error in judgment, or from any other cause, and whether such claims are known or unknown, or suspected or unsuspected (all such claims, demands, losses, liabilities, damages and causes of action are referred to collectively herein as the “Released Claims”).